- Market Value Appraisals: This type of home appraisal is used to determine the fair market value of a property. It is typically used for mortgage purposes, but it can also be used for other purposes, such as estate planning or divorce.
- Estate Appraisals: This type of home appraisal is used to determine the value of a property for estate planning purposes. Date of Death appraisals are very common as they are essential when establishing value as of the date of a loved one’s passing for a step up in tax basis. It is typically ordered by an executor or administrator of an estate. Please note, that this type of appraisal must be completed by a “Qualified Appraiser” or appraiser qualified by the IRS.
- Divorce Appraisals: This type of home appraisal is used to determine the value of a property for divorce purposes. It is typically ordered by one or both of the spouses in a divorce proceeding. We have experience in providing expert witness testimony in divorce proceedings.
- Measurement Services: We also offer measurement services, which involve measuring the square footage of a property and any outbuildings. Measurement services can be used for a variety of purposes, such as insurance, property taxes, and home appraisals.
- Rush Appraisal: Need your appraisal expedited? We can help! Our team of experienced appraisers can turn around rush appraisals quickly and efficiently without compromising on quality. Get a free quote today!
- REO & Short Sale Appraisal: Need an appraisal for an REO or short sale property? We have extensive experience providing high-quality appraisals for these types of properties. We understand the unique challenges involved in these types of appraisals, and we are committed to providing you with a fair and accurate appraisal.
- Financial Planning Appraisal: Financial planners rely on us to provide sound, well-informed appraisals for their clients. We understand the importance of accuracy and reliability in financial planning, and we are committed to providing you with the information you need to make informed financial decisions.
- Disaster Inspections: Accurately assessing your risk after a natural disaster is essential. Even when you’ve done everything you can to maintain a strong portfolio, a natural disaster can still come out of nowhere and jeopardize your investment. We can help you accurately assess your risk and develop a plan to mitigate it.
- Pre-listing & FSBO Appraisal: Whether you’re a homeowner selling your property (FSBO) or a real estate agent trying to establish a fair market list price, it’s often difficult to have an unbiased opinion of your home’s value. A professional appraisal can help you set a realistic asking price and maximize your chances of a successful sale.
- PMI Removal Appraisal: Mortgage insurance (PMI) protects the lender, not you. If you’re making a down payment of less than 20% of the purchase price of your home, you may be required to pay PMI. However, once you’ve reached 20% equity in your home, you can remove PMI. A PMI removal appraisal can help you determine if you’re eligible to remove PMI and save money on your monthly mortgage payments.
- FHA/USDA Mortgage Appraisal: FHA and USDA loans are government-backed loans that offer flexible underwriting guidelines and low down payment requirements. However, these loans also require a professional appraisal to ensure that the property is worth the purchase price. We can help you get the appraisal you need to qualify for an FHA or USDA loan.
- Conventional Mortgage Appraisal: Conventional loans are not insured or guaranteed by the federal government. However, they often offer lower interest rates and more flexible terms than government-backed loans. Conventional loans also require a professional appraisal to ensure that the property is worth the purchase price.
- Tax Appeal Appraisal: Are you paying more than your fair share of property taxes? A tax appeal appraisal can help you determine if you’re overpaying on your property taxes and file an appeal to reduce your assessment.
- Bail Bond Collateral Appraisal: If you need a bail bond appraisal, we can help! We understand the importance of getting your loved one out of jail quickly, and we will work with you to expedite the appraisal process.ther Appraisal
- Other Appraisal Types: We provide a wide range of appraisal services, including:
- Vacant land appraisals, Acreage property appraisals, property appraisals, and more
We understand that getting a home appraisal can be a stressful experience, but we are here to make the process as smooth and painless as possible. We will work with you to understand your needs and to provide you with an accurate and timely appraisal.
Why Choose To IdaHome Appraisal, Inc?
There are many reasons to choose IdaHome Appraisal, Inc. for your appraisal needs. Here are just a few:
- We are state-certified appraisers and qualified appraisers with the IRS which is a step above the state-licensed level and can help with any appraisal needs at the certified level.
- We have over 20 years of experience in the appraisal profession.
- We are committed to providing our clients with accurate and reliable residential appraisals.
- We offer a variety of residential appraisal services, including market value appraisals, estate appraisals, divorce appraisals, and measurement services.
- We work with our clients to understand their needs and to provide them with an appraisal that meets their specific requirements.
How to Get a Home Appraisal
To get a home appraisal, simply contact us and we will schedule a time to visit your property. During the visit, we will complete an appraisal inspection of the property and gather information about its features and amenities. We will also research the local real estate market to determine the value of your property.
Once we have gathered all of the necessary information, we will prepare a comprehensive appraisal report. The appraisal report will state the fair market value of your property and will explain the factors that we considered in determining the value. Please note, that all appraisal adjustments and methodology are backed and explained in detail throughout the appraisal report. We take great pride in providing comprehensive appraisal reports of the highest quality.
Contact Us Today for Your Home Appraisal Or Other Appraisal Needs
If you need an appraisal, please contact us today. We would be happy to answer any of your questions and schedule a time to visit your property.
What is an appraisal?
An appraisal is an estimate of the value of a property. It is typically performed by a licensed and certified appraiser. Appraisers use a variety of factors to determine the value of a property, including the property’s features and amenities, the condition of the property, and the local real estate market.
When do I need an appraisal?
There are many reasons why you may need an appraisal. Some common reasons include:
- To refinance a mortgage
- To sell a home
- To buy a home
- To get insurance
- To settle an estate
- To get a divorce
What factors are considered in an appraisal?
Appraisers consider a variety of factors when determining the value of a property, including:
- The property’s features and amenities, such as the number of bedrooms and bathrooms, the square footage, the condition of the property, and the presence of any upgrades or renovations
- The condition of the local real estate market, including the recent sales prices of comparable properties
- The property’s location, including the neighborhood, the proximity to schools and amenities, and the crime rate
How long does a home appraisal take?
The time it takes to complete an appraisal varies depending on the complexity of the appraisal and the appraiser’s schedule. However, most residential appraisals can be completed within a matter of a few days to two weeks depending on the complexity of the assignment..
How to choose an appraiser
When choosing an appraiser, it is important to consider the following factors:
- The appraiser’s experience and qualifications: Make sure to choose an appraiser who is licensed and certified in your state. You should also ask about the appraiser’s experience in appraising properties similar to yours.
- The appraiser’s availability: Find out how long it will take the appraiser to complete the home appraisal. You should also ask about the appraiser’s availability to answer any questions that you may have.
- Don’t simply choose the appraiser with the lowest fee. This is a common mistake made by many. The reason is, unfortunately, there are many appraisers that complete appraisals based on volume and not by quality. Regardless of the purpose of the appraisal, it is extremely important to find an appraiser who is well-qualified, knows the local market, has many years of experience, and has a good reputation. Select an appraiser who has good Google reviews or otherwise.
Once you have chosen an appraiser, be sure to provide them with all of the necessary information, including:
- The purpose of the appraisal
- The property’s address
- The property’s APN# (Assessor’s Parcel Number)(if vacant land)
- The property’s legal description (if vacant land)
- The property’s features and amenities
- The condition of the property
- Any recent improvements or renovations to the property
- If for a Date of Death appraisal, be sure to include the name of the decedent and the full date of death
- If for divorce, be sure to provide detailed information regarding who the appraisal is to be completed for (one spouse or both?), if there are currently attorneys involved, how the appraiser will be able to gain access to the property, etc
The appraiser will then use this information to determine the fair market value of your property.
Once the appraisal is complete, the appraiser will provide you with a written comprehensive market-backed appraisal report. The appraisal report will state the fair market value of your property and will explain the factors that the appraiser considered in determining the value.
If you have any questions about the home appraisal report, please do not hesitate to contact the appraiser.
Conclusion
Getting an appraisal can be a complex process, but it is important to choose a qualified appraiser and to provide them with all of the necessary information. By following the tips above, you can ensure that you receive an accurate and reliable home appraisal. Better yet, you can contact us and have us do it for you. We have 20 years of experience and would love to help you get a fair home appraisal or other appraisal for your property.
J Cone2023-04-21Josh came out and did an appraisal on my Mother's Estate that was being held in Trust. He was very professional and got the job done for me quickly. Beyond that, he was very kind and sympathetic to my situation. He was always available when I needed to get a hold of him on the phone to answer my questions. I was a Real Estate Broker for 27 years and worked with many appraisers in that time. Josh was by far the kindest person I have encountered in the business. The appraisal was finished very professionally. Thank you Josh.
Mary Barnett2023-03-28I contacted Josh out of the blue, needing help on valuation of a unique property prior to listing. He responded to my initial text on a weekend, while he was out of town. The day he returned, we had a phone call and the next day I had the valuation. I could not be more impressed with his knowledge and his customer service. He took the time to explain how he determined the value (didn't just throw a number at me because 'he's an appraiser'). I can't recommend him highly enough. He'll be my go to from now on. Mary Barnett Managing Broker/ Realtor
Courage Winter2023-03-28I have known Joshua for the last 13 years and have worked with him in the appraisal profession off and on over those 13 years. Joshua completes all appraisal assignments with the utmost care. I can personally testify to his ability to write accurate appraisal reports of the highest quality. Joshua is so great to work with as he is very happy to explain how the entire appraisal process works, and explain what the steps of generating a reprt are. I would highly reccomend Joshua for all your appraisal work.
Joe Mucciolo2023-03-17Josh is professional, punctual, and priced better than competitor's that I got quotes from.
Jacqueline Johnson2023-03-07Prompt and courteous manner, thorough in looking at house inside and out.
Sheila Turner2023-02-24Josh is great to work with and offers a great service!!
Jolene Prawitz2023-02-16Josh was great. He listened to all of our concerns and gave us all our options. He was very thorough and did a great job.
Ryan2023-01-29I have had appraisals done in the past by other appraisers, however, I have never dealt with anyone as professional and courteous as Josh. He was very prompt to return my emails. He was able to complete the inspection the same day and had the appraisal back to me 2 days later. What a turn around! He is very knowledgeable in what he does. For those reasons and others, I highly recommend him!
Shannon Hegarty2023-01-25Before I put my home on the market I needed a home appraisal done by an independent service. Josh at IdaHome appraisal was recommended to me by my attorney. I was pleased by the fact that they returned the house appraisal quickly and it was higher than what I was told by my real estate agent. Excellent home appraisal services. I wouldn't use anyone else.
